Our Lending Process
Initial Consultation
We discuss what you are aiming to achieve, your finance requirements, key milestone dates and future outlook to determine what are the best solutions for you.
Detail Analysis
At this stage we will request some documents from you to gather information on your personal and financial situation. We use what is called a Fact Find to start gathering information based on the documentation provided by you. These will allow us to assess your circumstances, goals, objectives, and future needs to act in your best interest.
Product Recommendation
We will then gather our findings and recommend two to three products for you on our wide-ranging panel of lenders that are best suited to meet your requirements. You will have complete control of the solution you choose.
Submission of Application
After you have agreed on the recommendation, we will begin the application process. We will take the stress away, manage every step of the application process, negotiate the sharpest rates. We will keep you informed on the progress of your application right through to settlement.
Settlement
We will liaise with all the relevant parties to ensure a smooth settlement process. On the day of settlement, your solicitor or conveyancer will organise settlement and you are not required to attend. You can have complete confidence knowing your application is being managed every step of the way. All you have to do is collect the keys to your new purchase.
Post Settlement
We ensure the lender has correctly set up your loan, including offset account, splits, redraws, etc and importantly that the lender has followed all our instructions in setting up what we have requested on your behalf.
